image description
  • A Loss Can Cost…

    Take necessary steps to secure your business premises in the event of a loss including photos...

Business Loss

Secure and preserve any damaged or defective product (i.e. HVAC condenser, furnace, hot water heater, piping, etc.) that you are requested to remove and replace from a customer's premises.

If appropriate, photograph the scene prior to initiating any repairs to your work product. Determine whether or not any other contractor(s) performed work at the premises. Keep all work and maintenance records concerning the work you performed. Identify any tools, equipment, or machinery that may be defective, which may have caused or contributed to the loss. Keep all records relating to the purchase and maintenance of any items. Preserve, in as good a condition as possible, those items being claimed.

Electrical Loss

Make the premises safe and secure and utilize an electrician as necessary. Identify items that are no longer working properly and prepare a written list of those items. Include the description of an item, age, and replacement value. Preserve, in as good a condition as possible, those items being claimed.

Theft Loss

Immediately report the theft to police and note the date and time of the theft as accurately as possible. Gather all original receipts, cancelled checks, charge card statements, owner’s manuals, photographs, and any other documentation that will support the claim.